It is an unfortunate reality that for some of us, growing older might mean that we find ourselves unable to make our own decisions. A Representation Agreement is a future planning document that you use to appoint one or more individuals to make these important decisions on your behalf when you are no longer able to do so. The individual(s) that you select are known as your “representatives.”
Different Types
When creating a Representation Agreement, you have two choices:
Section 7 Representation Agreements
This are used to grant what are referred to as standard powers. This type of Agreement empowers your representative to make decisions regarding your health care. It also allows them to act on your behalf for some financial and legal matters, such as paying your bills or giving consent for medical procedures. Unlike most other parts of the world, in BC you need not have full mental capacity to put a Section 7 Representation Agreement in place.
Section 9 Representation Agreements
Grant what are know as enhanced powers. Like the Section 7 Agreement, a Section 9 empowers your chosen representative to make decisions about your health and care. It goes one step further by allowing them to make end-of-life decisions.
This Agreement does not grant authority over your finances or legal affairs, however, and unlike the Section 7, you must be in full control of your mental faculties to put one in place. The terms of this agreement will typically come into effect should you lose your mental capacity, whether from age, illness, or other circumstances. If you desire, your representative can assist you in your decision making while you are still mentally capable.
How do you determine which Representation Agreement is right for you?
Essentially, it all comes down to your needs and your mental capacity.
Generally, those who are still in control of their faculties opt for a Section 9 Representation Agreement. This is an important part of planning for your future well-being and should not be delayed. It is infinitely preferable to have it in place long before it is needed than to wait too long.
In the event that you do not have a Representation Agreement when the need arises, your spouse, child, or another loved one will likely need to make a committee application, especially if they are seeking to manage your finances or your legal affairs on your behalf. This will not only be time-consuming but maybe expensive, all at a time that could also prove to be emotionally challenging for them.
About Us
Originally a native of the North Shore where he spent the early part of his life, Cam decided that the best way to serve the Sea to Sky Corridor and provide full-time Notarial Services was to relocate to Squamish, where he has lived for the past several years.
Our Service
Practice Area We Provide
Residential Real Estate Purchases and Sales
Whether you have agreed to Purchasing a new home, or you have agreed to Sell your existing home you need a Notary through the process.
Bank Mortgages and Bank Re-Finances
Even if you are not Buying or Selling a home, you will require the services of a Notary if you are going to re-finance your existing home.
Powers of Attorney
Estate and Future Planning (documents you need to ensure you are looked after before you pass away) is an important part of every person’s life.
Wills and Estates
A Will is the document that determines how your Estate (your property and other assets) is to be distributed when you pass away.
Representation Agreement
The other Future Planning document you should have is a Representation Agreement for Health Care.
Residential Real Estate Purchases and Sales
Whether you have agreed to Purchasing a new home, or you have agreed to Sell your existing home you need a Notary.
Testimonials
Client Testimonials
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